Private Health Insurance (PHI) refers to a system where individuals, families, or employers purchase healthcare coverage from private insurance companies, in the form of regular payments called premiums. This coverage helps pay for medical expenses, such as hospital stays, doctor visits, etc. 

Rationalisation refers to the process of explaining or justifying an event, often to make it more understandable or palatable

The "Happy Pill" is a pill that, when taken, instantly makes the person content with where they are in life at that moment, with no desire to chase upward mobility regardless of what their socioecononic class/status is. The effects of the pill are irreversible and have no side effects that lead to potential health issues. For the purposes of this debate, assume that this pill is widely accessible.

Purgatory is the concept where those who are seen as ‘morally grey’ or ‘morally neutral’ are placed into an afterlife which is neither heaven nor hell, but somewhere in the middle. This is in contrast to most religious beliefs which only have a heaven or hell

You are a college student. You and your high-school sweetheart have been in a committed, loving relationship for the past year, but due to a two year age difference, you are at vastly different stages in life. This relationship has historically been unstable, and you have broken up and gotten back together multiple times. However, this is your first exposure to true affection, as you have been neglected by your parents. Your partner is destined to leave the country at some point in the next year. On the 16th of January, your partner suddenly breaks up with you for no apparent reason and goes no contact. On the 28th of August, you find out that your ex has unblocked you, with a text message that says “I’m leaving next week, call me”.